外国保险机构驻华代表机构管理办法(英文版)
中国保险监督管理委员会
外国保险机构驻华代表机构管理办法(英文版)
Rules on Administration of Representative Offices of Foreign Insurance Institutions
Chapter I General Provisions
Article 1
These rules are formulated in accordance with the Insurance Law of the People’s Republic of China, and for the purpose of strengthening the administration of representative offices of foreign insurance institutions (hereinafter referred to as “representative offices”), and meeting the needs of the opening up of China’s insurance market to the outside world.
Article 2
Foreign insurance institutions hereof referred to in these rules are those insurance companies, reinsurance companies, insurance intermediaries, insurance associations, and other insurance organizations incorporated outside the territory of the People’s Republic of China.
Representative offices hereof referred to in these rules are both representative offices and general representative offices established by foreign insurance institutions within Chinese territory for the purpose of conducting such non-operational activities as liaison service and market research etc.
Chief Representative hereof referred to in these rules is the principal responsible person of the representative office, and the general representative is the principal responsible person of the general representative office.
Article 3
Representative offices shall abide by Chinese laws and regulations and related regulations made by China Insurance Regulatory Commission (hereinafter referred to as “CIRC”) and their legitimate rights and interests are protected by Chinese laws.
Article 4
CIRC is authorized by law and the State Council to perform regulatory responsibilities over the representative offices.
Under the authorization scope of CIRC, the local branch offices of CIRC take general regulation of those representative offices that are located in their jurisdictions on behalf of CIRC.
Chapter Ⅱ Application and Establishment
Article 5
Foreign insurance institutions (hereinafter referred to as “the applicant”) applying to establish a representative office shall satisfy the following requirements:
(1) Good business performance;
(2) No record of any major violation of laws and regulations within three years prior to the application date;
(3) Other prudential requirements stipulated by CIRC.
Article 6
The formal application form for the establishment of representative office is provided by CIRC.
Article 7
The applicant shall submit the following documents:
(1) The formal application form;
(2) A letter of application addressed to the Chairman of CIRC and signed by its Chairman of the Board of Directors or General Manager of the concerned insurance institution;
(3) A photocopy of the business license or the certificate of authorization for insurance business, or the registry certificate issued by the relevant regulatory authorities of its home country or territory;
(4) Articles of association and the name list of the members of the Board of Directors, management personnel or principal partners;
(5) Annual reports of the last three years prior to the application;
(6) A letter of permit issued by the competent authority of its home country or territory allowing it to set up a representative office in China, or a letter of recommendation from the industrial association of which the applicant is a member, and both types of letters shall contain information about the penalty records of the applicant received within three years prior to the application;
(7) A power of attorney signed by the Chairman of the Board or General Manager for the chief representative designated;
(8) The resume of the designated chief representative and other relevant supporting documents;
(9) Other documents and materials required by CIRC.
The photocopy of the business license or the certificate of authorization for insurance business, or the registry certificate shall be subject to notarization certified by the applicant’s home country or territory or verification by the resident Embassy or Consulate of the People’s Republic of China in the applicant’s home country or territory.
Article 8
The applicant shall submit its application documents to CIRC. CIRC shall handle all the applications according to the following conditions:
(1) If the document has a mistake (mistakes) that can be corrected on the spot, the applicant shall be allowed to make the correction on the spot;
(2) If the document is incomplete or does not comply with regulatory formats, the applicant shall be informed on the spot or within five days of all the required corrections at one time. If the applicant is not informed of such information in this period, then it is assumed that the application is accepted for review on the day it is received by CIRC;
(3) If the document is complete and complies with regulatory formats, or after the applicant, upon request, has submitted additional documents and made necessary corrections, then the application shall be accepted for review.
Whether or not CIRC accepts the application for review, CIRC shall issue a written document with designated stamp and date indicated.
Article 9
Within 20 days from the date of receiving the application letter, CIRC shall make a decision on whether or not to approve. If the decision can not be made in the said 20 days, at the approval of the Chairman of CIRC, the said period can be extended 10 more days and the applicant shall be informed of reasons for the extension.
If CIRC decides to accept the application, it shall issue an approval document; in case of disapproval, CIRC shall state reasons in a written document.
Article 10
After a representative office receiving the official document of approval, it shall register with the State Administration of Industry and Commerce in line with relevant rules.
The representative office shall move into its official premises within three months from the date on which the approval document is issued; the approval document shall automatically become invalid if the said deadline is not observed.
Article 11
Any foreign insurance institution that has already established no less than two representative offices in China shall be allowed to apply to CIRC to appoint one of its representative offices as a general representative office.
Article 12
In applying to appoint the general representative office, foreign insurance institutions shall submit a letter of application addressed to the Chairman of CIRC and signed by its Chairman of the Board of Directors or General Manager of the concerned insurance institution.
The application for setting up a general representative office is subject to the same rules governing the application of a representative office.
Chapter Ⅲ Supervision and Administration
Article 13
The official title of the representative office shall be arranged in the following order: name of the foreign insurance institution + name of the city where the representative office is to be located + representative office; The official title of the representative office shall be arranged in the following order: name of the foreign insurance institution + general representative office in China.
Article 14
Except the principal responsible person, other major staff members shall be entitled “Representative” or “Deputy Representative”.
Article 15
Employees of representative office shall abide by Chinese laws and regulations, with high integrity and clean record.
Article 16
A general representative shall have a work experience above 8 years and hold a junior college degree or a higher academic degree; a chief representative shall have a work experience above 5 years, and hold a junior college degree or a higher academic degree.
Without a junior college degree, the general representative or chief representative shall have a work experience above 10 years in the insurance business.
Article 17
A maximum of three employees of foreign nationality are allowed in each representative office.
Article 18
A representative office and its employees shall not enter into any agreement or contract with any legal or natural persons, which might generate an income to the representative office or the foreign insurance institution it represents, and shall not be involved in business activities of any kind.
Article 19
A representative office shall have official premises, necessary office facilities and full-time staff.
Article 20
The General Representative or Chief Representative shall not work in two or more representative offices or any business institution in China.
Article 21
The General Representative or Chief Representative shall attend to the daily activities of the representative office on a permanent basis. If he or she consecutively stays away from the representative office for a period or more than one month, he or she shall delegate his or her responsibility as the General Representative or Chief Representative to a person specially appointed, and submit a written report to the local branch office of CIRC.
Article 22
A representative office shall submit two copies of its annual work report of the previous year before the end of each February to the CIRC’s local branch office, who shall then forward the report to CIRC’s head office.
The work report shall follow the format prescribed by CIRC.
Article 23
A representative office shall submit the annual report of the foreign insurance institution it represents to both CIRC and CIRC’s local branch office within six months after the end of each accounting year of the foreign insurance institution.
Article 24
If any following major event occurs in an insurance institution that has maintained a representative office in China, the representative office shall, within 10 days after the occurrence of the event, submit a written report to CIRC and copy the report to CIRC’s local branch office.
(1) A change in its articles of association, register capital, and registered business address;
(2) Division or merger or change of top management;
(3) Serious losses resulted in business operation;
(4) Penalties imposed for violations of laws and regulations;
(5) Major regulatory actions taken against it by the regulatory authorities of its home country or territory;
(6) Other matters which may seriously disrupt business operation of the foreign insurance institution.
Article 25
In case of changing a General Representative or Chief Representative, the representative office shall apply to CIRC, and submit the following documents:
(1) A letter of application addressed to the Chairman of CIRC, and signed by its Chairman of the Board of Directors or General Manager of the concerned insurance institution;
(2) Power of attorney of the proposed General Representative or chief representative signed by the Chairman of the Board of Directors or General Manager;
(3) Proof of personal identity certificates, certificate of academic degree and resume of the proposed General Representative or Chief Representative.
Article 26
If a foreign insurance institution intends to terminate its representative office’s operation, it shall submit a letter of application addressed to the Chairman of CIRC, and signed by its Chairman of the Board of Directors or General Manager of the concerned insurance institution.
Article 27
If a foreign insurance institution intends to change the name of its representative office, it shall submit a letter of application addressed to the Chairman of CIRC, and signed by its Chairman of the Board of Directors or General Manager of the concerned insurance institution, together with other relevant proving documents about the renaming.
Article 28
Under the situation stipulated in Article 25, Article 26, and Article 27, CIRC shall make a decision on whether to approve or disapprove of the application within 20 days from the date of receiving a complete set of application documents.
If a decision of approval is made, it shall issue an approval document; if a decision of disapproval is made, it shall notify the applicant in writing and give the reasons.
Article 29
A representative office can change its office location within the same administrative area it resides only.
The concerned representative office shall submit CIRC’s local branch office of its new office address, telephone and fax numbers within 5 days from the date of changing.
Article 30
In case of changing, increasing or reducing the number of Representatives, Deputy Representatives, or foreign employees, the concerned representative office shall report to CIRC’s local branch office within 5 days from the date of changing, and submit the proof of personal identity certificates, certificate of academic degree and resume of the nominated personnel.
Article 31
When a representative office is approved to be changed to a general representative office, the original representative office is cancelled automatically. The general representative office shall apply to the State Administration of the Industry and Commerce for cancellation of the registration of the representative office within one month from the date of CIRC’s approval within one month from the date of CIRC’s approval.
Article 32
If a general representative office is the only representative office in China after the insurance institution it represents withdraws all other representative offices, the general representative office shall be changed into a representative office.
The general representative office shall apply to CIRC by submitting an application letter regarding such change signed by the Chairman of the Board of Directors or General Manager of the concerned foreign insurance institution. Within 20 days from the date of receiving the application letter, CIRC shall make a decision on whether or not to approve. If CIRC decides to accept the application, it shall issue an approval document; in case of disapproval, CIRC shall state reasons in a written document.
When a general representative office is approved to be changed to a representative office, the original general representative office is cancelled automatically. The representative office shall apply to the State Administration of the Industry and Commerce for cancellation of its registration within one month from the date of CIRC’s approval.
Article 33
After a representative office of the foreign insurance institution is terminated by the CIRC, all the issues left unsettled shall be taken over and handled by its general representative office in China; if there is no such a general representative office, responsibilities on all issues left unsettled shall be taken over and handled by the foreign insurance institution’s other representative offices in China; if there is no any other representative office in China, responsibilities on all issues left unsettled shall be borne by the foreign insurance institution itself.
Article 34
CIRC and its local branch offices conduct general supervision and annual inspection over the representative offices of foreign institutions in regard to the following issues:
(1) The completeness of the procedures for the changes made by the representative office;
(2) The truthfulness of the documents and materials submitted to CIRC;
(3) The completeness of the procedures for the appointments or changes of staff members of representative offices;
(4) Whether or not representative offices are conducting business activities;
(5) Other items required by CIRC and its local branch offices.
Chapter Ⅳ Legal Liability
Article 35
Any representative office established without approval, in violation of certain provisions of these Rules, shall be banned by CIRC in accordance with law.
Article 36
If a representative office is engaged in financial business activities in violation of these Rules, it shall be punished by CIRC in line with relevant laws and regulations. If a representative office is engaged in profit-seeking operational activities other than insurance business, it shall be imposed a disciplinary warning or a fine below RMB 300,000 yuan.
Article 37
If a representative office fails to submit relevant reports or documents as stipulated in Article 22, 23, 24 of these Rules to CIRC, it shall be imposed a warning and ordered to make correction by CIRC’s local branch office.
Article 38
Employees of a representative office being with direct responsibility for activities violating these Rules shall be imposed by CIRC with a disciplinary warning and /or a fine below RMB 5000 yuan, according to the seriousness of the cases.
Article 39
CIRC may issue a disciplinary warning to a representative office involved in providing false information or concealing important facts.
Article 40
CIRC may order the representative offices, found in violation of other provisions stipulated in these Rules, to make corrections; those who do not make corrections within a prescribed time period shall be issued a disciplinary warning.
Chapter Ⅴ Supplementary Provisions
Article 41
These Rules shall, mutatis mutandis, apply to the representative offices established in the mainland by insurance institutions from the Hong Kong Special Administrative Region, the Macao Special Administrative Region, and Taiwan region.
Article 42
These Rules shall, mutatis mutandis, apply to the resident offices of foreign insurance institutions approved to establish in China by CIRC.
Article 43
The terms “above”, “below” and “within” used to indicate a threshold number shall include the number itself.
Article 44
The approval and reporting periods prescribed in these Rules concerning licensing and reporting periods refer to working days, which exclude weekends and public holidays.
Article 45
CIRC shall be responsible for the interpretation of these Rules.
Article 46
These Rules shall be effective as of March 1, 2004, and the Rules on Administration of Representative Offices of Foreign Insurance Institutions, issued by CIRC on November 26, 1999 shall be repealed simultaneously.
建设部关于建立派驻城乡规划督察员制度的指导意见
建设部
建设部关于建立派驻城乡规划督察员制度的指导意见
建规[2005]81号
各省、自治区建设厅,直辖市规划局(规委):
为深入贯彻《国务院关于加强城乡规划监督管理的通知》(国发[2002]13号)要求,不断加强对城乡规划管理的监督检查,总结推广四川等地派驻城乡规划督察员制度试点工作作法与经验,规范和引导各地派驻城乡规划督察员制度的建立和完善,提出如下意见:
一、充分认识建立派驻城乡规划督察员制度的重要意义
建立派驻城乡规划督察员制度,是深入贯彻《国务院关于加强城乡规划监督管理的通知》的具体要求,贯彻落实中共中央《建立健全教育、制度、监督并重的惩治和预防腐败体系实施纲要》的重要举措,对于在城乡规划领域实践“三个代表”重要思想,落实科学发展观,构建社会主义和谐社会,维护城乡规划的严肃性,更好发挥城乡规划作用等,具有重要的意义。这项制度的建立,强化了城乡规划的层级监督,有利于形成快速反馈和及时处置的督察机制,及时发现问题,减少违反规划建设带来的消极影响和经济损失;有利于推动地方规划管理部门依法行政,促进党政领导干部在城乡规划决策方面的科学化和民主化。
二、明确建立派驻城乡规划督察员制度的基本思路
派驻城乡规划督察员制度是在现有的多种监督形式的基础上建立的一项新的监督制度。其核心内容是通过上级政府向下一级政府派出城乡规划督察员,依据国家有关城乡规划的法律、法规、部门规章和相关政策,以及经过批准的规划、国家强制性标准,对城乡规划的编制、审批、实施管理工作进行事前和事中的监督,及时发现、制止和查处违法违规行为,保证城乡规划和有关法律法规的有效实施。
建立派驻城乡规划督察员制度,应当从省级人民政府向下一级人民政府派出城乡规划督察员开始。督察工作要努力拓宽省级政府的城乡规划监督渠道,主要促进所在地实行自身有效的规划管理为目标。派出城乡规划督察员的日常管理工作应当由省级规划行政主管部门负责,不得给当地政府及其城乡规划管理部门增加负担。
城乡规划督察员有权对当地政府制定、实施城乡规划的情况,当地城乡规划行政主管部门贯彻执行城乡规划法律、法规和有关政策的情况,查处各类违法建设以及受理群众举报、投诉和上访的情况进行督察。
城乡规划督察员要重点督察以下几方面内容:城乡规划审批权限问题;城乡规划管理程序问题;重点建设项目选址定点问题;历史文化名城、古建筑保护和风景名胜区保护问题;群众关心的“热点、难点”问题。城乡规划督察员特别要加大对大案要案的督察力度。
城乡规划督察员应当本着“到位不越位、监督不包办”的原则,不妨碍、替代当地城乡规划行政主管部门正常的行政管理工作,在不违反有关法律的前提下,实施切实有效的监督。一般以参加会议、查阅资料、调查研究等方式,及时了解规划编制、调整、审批及实施等情况。当地政府及有关单位应积极配合,及时准确地提供有关具体情况。应采取公布城乡规划督察员联系方式、设立举报箱等措施鼓励单位、社会组织和个人向城乡规划督察员反映情况,检举、揭发违反规划的行为。
对于督察中发现的违反城乡规划的行为,城乡规划督察员应当及时向当地政府或有关部门提出督察意见,同时将督察意见上报省级人民政府及城乡规划行政主管部门。当地政府及有关部门应当认真研究督察意见,及时向城乡规划督察员反馈意见,做到有错必纠。对市(县)政府拒不改正的,应请求由省级人民政府及其城乡规划行政主管部门责令改正,并建议省级人民政府就城乡规划督察员反映的问题组织调查,并召开由派驻的城乡规划督察员主持的听证会,提出处理意见或直接处理。
要高度重视城乡规划督察员的选派工作。城乡规划督察员应当具有强烈的社会责任感,能够坚持原则,忠实履行职责;熟悉城乡规划政策法规,具备城乡规划建设方面的专业知识和比较丰富的实际工作经验。既可从省级城乡规划行政主管部门、规划院,也可从其他城市或当地城乡规划工作者中选派,但一般应当熟悉被派驻城市的基本情况。
城乡规划督察员应严格遵守督察纪律,不夸大、掩饰督察发现的问题,应定期向派出政府城乡规划行政主管部门书面汇报工作。对督察工作不力、违反工作纪律的城乡规划督察员,一经发现,要及时解聘。构成犯罪的,移交司法机关处理。各省(区、市)应当根据当地的实际需要详细界定城乡规划督察员的职责权限、责任。
三、加强领导,确保派驻城乡规划督察员制度健康发展
建立健全派驻城乡规划督察员制度是一项全新的工作,特别在起步阶段,面临着诸多矛盾和困难。各省、自治区建设厅、直辖市规划局(规委)要以创新的思维、改革的勇气、科学的态度、周密的安排,积极稳妥推进。要主动向省(区、市)委、省(区、市)政府汇报,同时加强与人事、财政、监察等相关部门及有关市(县)政府的协调工作,及时开展调研、沟通,摸清情况,找准问题,统一认识,争取各方面的支持。
城乡规划督察工作涉及面广,做好这项工作,需要社会各界的支持,要注意把握正确的舆论导向,组织更为有效的公众参与。同时城乡规划督察工作政策性强,要加强对城乡规划督察员的管理和定期培训,对督察工作进行及时的总结和引导。
各地要切实加强对建立派驻城乡规划督察员制度的领导。已经建立派驻城乡规划督察员制度的省(区、市),要不断总结经验,逐步完善。尚未建立派驻城乡规划督察员制度的省(区、市),要抓紧制定工作方案,向省(区、市)委、省(区、市)政府汇报,并经批准后实施。各地在建立派驻城乡规划督察员制度中遇到的问题,可及时与我部联系,并于今年年底,将本省(区、市)工作进展情况报我部。
中华人民共和国建设部
二〇〇五年五月十九日